Acceptance of terms

Accessing or using this site means accepting these terms and conditions in full, together with any documents referenced, such as the privacy policy, cookie policy, and disclaimer. The terms apply to all visitors, whether browsing, reading, or submitting information through forms. If any part of these terms is not accepted, the appropriate response is to stop using the site. Continued use after updates are posted will be treated as acceptance of the revised version, subject to any consent requirements under applicable law. These terms do not create an advisory, client, or fiduciary relationship; they set the rules for how this industrial finance content may be used as general reference material.

Scope of use

The site is intended for organisations and individuals involved in or interested in industrial operations, such as manufacturers, utilities, and infrastructure operators, particularly in a Canadian context. It may be accessed from other locations where such use is lawful, but content is not tailored to any non Canadian legal or regulatory framework. Users should not treat the site as a transactional platform, a personalised advisory channel, or a substitute for professional services. Instead, it should be used as a structured reference to support internal discussions and questions for qualified advisors. Where age based restrictions apply under local law, such as for certain topics or data processing, users confirm that they meet the minimum age requirements for accessing online informational content in their jurisdiction.

Key definitions

Piralanova

For these terms, “Piralanova” refers to the operator of this site and any affiliates or representatives involved in running, maintaining, or providing content for it. The expression covers the organisation behind the piralanova.sbs website, but does not extend to independent third party sites that may be linked or referenced for convenience.

Site content

“Site” means the piralanova.sbs website and any pages, text, images, or other materials made available under that address, including industrial finance explanations, diagrams described in words, and supporting legal or policy documents. It does not include external platforms, tools, or documents hosted by third parties, even when they are linked from this site.

User

“User” or “visitor” means any person or organisation that accesses, browses, or otherwise uses the site, whether directly or through automated tools under their control. The term includes individuals acting on their own behalf and those acting as employees, contractors, or representatives of an organisation.

Industrial finance content

“Industrial finance content” describes the explanatory material on this site that addresses topics such as capital projects, risk channels, cash cycles, and governance frames in a Canadian context. This content is general and illustrative only, does not constitute personal advice, and may not reflect current conditions or be suitable for every jurisdiction.

Policies set

“Policies” refers collectively to the privacy policy, cookie policy, and disclaimer, as well as any other notices referenced in these terms. These documents explain how data is handled, how cookies are used, and how accuracy, liability, and professional advice limits apply to use of the site.

Prohibited uses

To keep this industrial finance site useful, secure, and respectful, certain behaviours are not permitted. These restrictions protect both Piralanova and other users, and apply to all methods of access, including direct browsing and automated tools. Breach of these rules may lead to access being limited or blocked and, where appropriate, may be reported to relevant authorities.

• ×

  Using the site in any way that breaches applicable laws, regulations, or industry rules, including those related to data protection, intellectual property, and financial promotion, or encouraging others to do so. Users are responsible for understanding which rules apply in their own jurisdiction and for ensuring that their access and use are lawful.

• ×
  Attempting to gain unauthorised access to any part of the site, its underlying systems, or connected networks, including through hacking, password mining, or other intrusive techniques, or interfering with the normal operation of the site by introducing malicious code or automated tools that overload infrastructure.
• ×
  Copying, scraping, or systematically harvesting substantial parts of the site content, including industrial finance explanations, for the purpose of creating a competing service, redistributing material without permission, or misrepresenting Piralanova’s work as another party’s own analysis or guidance.
• ×
  Using the site to transmit, upload, or publish material that is defamatory, offensive, discriminatory, misleading, or otherwise harmful, including unauthorised advertising or promotional content, or using contact channels to send bulk, automated, or unrelated messages.
• ×

  Presenting Piralanova, the site, or any industrial finance content as providing personal, tailored advice or as guaranteeing particular financial, operational, or legal outcomes, whether in internal documents, public communications, or discussions with third parties.

Use of the site

Intellectual property

All text, images, diagrams described in words, layouts, and other materials on the site are protected by intellectual property rights owned by or licensed to Piralanova, unless stated otherwise. Users are granted a limited, non exclusive, revocable licence to view and print content for their own internal reference and discussion purposes, provided that any proprietary notices are preserved. Reproduction, distribution, modification, or public display of content for commercial purposes, or in a way that suggests endorsement or partnership, is not permitted without prior written permission. Nothing in these terms transfers ownership of any intellectual property to users.

User submissions

Third party links

Disclaimers and liability

Changes to terms